Today I Said Bye to Corporate America

This post is about a week late, but better late than never. Just imagine its last Tuesday, okay. Here is goes:

When I walked in to work, it seemed like a normal Friday. People were running around trying to make it on time for their morning meetings and tying up all lose ends before the weekend commenced. Well, for me, it was different. I walked in with an unusual pep in my step and a huge smile across my face. I’m sure from the title of this post you can figure out why.  But if you can’t, let me tell you! Friday, June 2, 2017 was my last day at Family Dollar Corporate Office.

For those who don’t know, I worked for FD for a year and a half. During that time, I was consumed with a lot of unhappiness and frustration when it came to my job. From having a micro-manager as a boss to not being able to fully master my position to being written up based off of opinion, this year and a half was scressful (in my best Gucci voice).

Due to the write up, I couldn’t advance within the company and I was stuck in a position that wasn’t for me. I felt trapped. I started going to work and doing the bare minimum, because I didn’t see myself growing with the company. One day, while I was working on yet another analysis, I realized that this just wasn’t it. Sitting behind a desk, punching numbers and smiling at everyone who looked important was not for me. However, I had to understand that Family Dollar was a mere stepping-stone in my journey called life and I was there for a reason.

I decided to get to work and really make this transition out of corporate America a reality around summer time last year. I knew that I had to buckle down and get serious if I was really thinking about quitting my job. So, changes in my lifestyle and finances had to be made, quick, fast and in a hurry!

 

Here are few things I did to make sure I was good financially before I could put a date on my move:

 

1.    Make Sacrifices

Now when it comes to sacrifices, these can vary depending on your situation. For me, the biggest sacrifice I had to make was in terms of my living arrangements. When I moved to Charlotte, I was determined to stay by myself in an apartment with hardwood floors, granite counter tops and stainless steel appliances. Well, I got exactly what I wanted and ended up paying around $1400 a month to live. Now for someone who is content with their job and not looking to make any drastic life changes that’s fine. But for me I had to get a hold of reality and really ask myself what’s really important.

I ended up breaking my lease and moving in with two girls and their three cats.  I had to sacrifice my Caucasian living arrangements for something more reasonable that would allow me the opportunity to save.  Yeah, the cats were honestly a lot and I will never, willingly, do it again. But only having to pay $400 a month kept me sane.

2.    Save Money

Once I was able to get out of paying so much for rent, my next focus was to save intentionally. I increased my savings deposit from $50 to $150 each week from my check. I purposely distributed this money straight to my savings account so that I didn’t physically have to do it. I don’t know what it is about saving, but it hurts when I have to put money aside. So, with it being done automatically, the money never saw my checking account and it grew without me even noticing.

Aside from physically saving, I had to make a conscious effort to be mindful with my spending. I put myself on a strict budget when it came to eating out and shopping. During the week I took my lunch and on Friday I treated myself. When it came to shopping I only bought things for occasions and not just because. These small tactics made a huge difference when I looked at my bank statements at the end of each month.

3.    Eliminate All Controllable Debt

I’m sure like most, while I was in college and even after, I racked up on a crazy amount of credit card debit. From my Apple computer, to furniture and personal cards, honestly, it was ridiculous. I didn’t fully understand the importance of building good credit at the time, so I was stuck picking up the pieces.

Once I moved, I spoke with a financial advisor and she gave me some really good advice. She told me to focus on one card/debit at a time (preferably the smallest one) and don’t get overwhelmed by giving myself unrealistic goals. I put myself on a schedule and paid part of a bill each week. While others may do things differently, I found that this was the most efficient for me, especially since I got paid each week. After 5 months, all of my debits, except for school loans, were gone!  

Once I buckled down on those 3 things, I was able to solidify a date for my move.

Now, for people who are contemplating on taking this leap of faith and moving to pursue your dreams, I want to be transparent. Once you get all of those things in order, it doesn’t mean the rest will just be easy. Being completely honest, this can be one of the scariest times of your life because uncertainty is scary. Not having a secure, steady income is one of the major things that can scare you when transition out of a 9-5. However, if you plan accordingly, and of course pray, things will be just fine.

Honestly, I can’t really believe it. The fact that I no longer work for corporate America hasn’t’ full set in. Since college, thankfully I’ve been blessed to have a job in the field that I got my degree in. But the fact that when Monday rolls around, I won’t be waking up at 7:30am to go to work is a bit surreal. This is definitely the beginning of a journey that I will not forget. I am hoping to learn more about who Krystal really is and eventually finding my purpose. I prayed and asked God for this and he has allowed the doors to open. I can finally say that I live in NYC. Now, it’s time to get to work!

Till Next Time Loves